money-laundering – money-laundering – কুইজ মডেল টেস্ট অনুশীলন – 1

money-laundering – money-laundering – কুইজ মডেল টেস্ট অনুশীলন – 1

4892. Which of the following terms is used to describe the process of sending money through multiple financial institutions to make it difficult to track?

1. Placement
2. Integration
3. Layering
4. Camouflage

4893. Mr. X is a politician raising funds for an upcoming election. He regularly banks at ABC Bank and opens an account in which to place campaign contributions. The contributions are expected to reach about Rs. 2 million. Mr. X’s private bankers at ABC Bank are aware of his profession and the purposes of the account. Since he is an old customer and has a good reputation, they waive many of the checks to verify the funds. What money laundering risks, if any, does ABC Bank face in this situation?

1. reputational
2. operational
3. legal and concentration riskreputational and operational riskreputational
4. operational and legal riskNone of the above

4894. ________________ are fake companies that appear on paper, but may not physically exist.

1. Hawala Systems
2. Shell Companies
3. Front Companies
4. Offshore Banking

4895. Money laundering involves three independent steps that often occurs simultaneously. Which of the following best explains the layering in the process of money laundering?

1. None of the aboveSeparating the proceeds of criminal activity from their origin
2. through complex level of financial transactionsPhysically placing bulk cash proceeds
3. Providing a legitimate explanation for the illicit proceeds

4896. Which of the following are methods of layering?

1. Changeover to different currencies
2. through complex deals in stocks
3. commodities
4. futures

4897. Laundering might attempt a series of small currency transaction over time because _____________.

1. Larger amount are too risky to carry around
2. None of the above
3. a provision of the bank secrecy act requires the filing of CTR for a transaction exceeding Rs. 10 Lakhs
4. that’s the way in which launderers take in the funds

4898. Which of the following is an example of smurfing?

1. A drug dealer asking a stranger to buy money order with drug money
2. All of the above
3. A broker buying dollars with rupees
4. Wiring money to a foreign country

4899. The three stages of money laundering are ____________.

1. Placement
2. Refining
3. IntegrationRefining. Integration
4. LayeringLayering

4900. ________________ services are used to buy or sell foreign currencies, to consolidate small denomination bank notes into larger ones, or to exchange financial instruments. Criminals are attracted to this method of laundering as they are not as heavily regulated as traditional financial institutions.

1. Remittance
2. Back-to-Back Loans
3. Bureaux De Change
4. Collection Accounts

4901. Dormant/inoperative account means _____________.

1. No debit entries/but certain credit entries for certain period
2. Dead account without any operation for long
3. Fixed asset account of the bank
4. No debit/credits in account for a certain period

আমাদের কাছে থাকা লক্ষ লক্ষ মডেল টেস্ট থেকে প্রাকটিজের জন্য কিছু এখানে তুলে ধরা হল। প্রতিটি অধ্যায়ের উপরে ইশিখন.কম কুইজ চ্যালেঞ্জ এ আছে শত শত মডেল টেস্ট বার বার মডেল টেস্ট দিয়ে নিজেকে যাচাই কর এবং পুরো বাংলাদেশের সকল শিক্ষার্থীর সাথে আপনার মেধা তালিকা দেখুন। প্রশ্নে কোন প্রকার ভুল থাকলে সঠিক উত্তরসহ নিচে কমেন্ট করে জানাবেন, আমরা ঠিক করে দেবো।