legislations – AML-legislations – কুইজ মডেল টেস্ট অনুশীলন – 1

legislations – AML-legislations – কুইজ মডেল টেস্ট অনুশীলন – 1

107. Which of the following scenarios will most likely require the filing of a Suspicious Activity Report (SAR) with the national FIU? (I) A nightclub located near a community college, makes Rs. 4,50,000 cash deposits every day. The deposited items are solely Rs. 2500 and Rs. 5000 bills. (II) A check casher makes Rs. 4,50,000 cash deposits every day. The deposited items are primarily Rs. 500 and Rs. 1000 bills. (III) A grocery store makes multiple ATM deposits each day at around the same time. The deposits are a combination of checks and cash – mostly smaller bills. In total, there are usually 400-500 items deposited each day. (IV) A busy around the clock gas station / convenience store, located at a major intersection, makes three deposits each calendar day, utilizing tellers, night drops and ATMs. The total cash deposited on weekdays often comes near the currency reporting threshold. Monday deposits require the bank to file Currency Transaction Reports due to the aggregation of the weekend deposits – however, this is done in the back office without the customer’s knowledge.

1. (I)
2. (III) and (IV) above(I)
3. (II) and (IV) aboveBoth (III) and (IV) above
4. Both (I) and (II) above

108. Which of the following are examples of wilful blindness?

1. Allowing a customer to purchase money orders under different namesCompleting a transaction for a less
2. non-reportable amount after a customer has refused to produce ID for a larger transactionCashing a cheque for someone who is not the payee of the cheque
3. All of the above

109. The PMLA has directed all financial institutions including banks, NBFCs and intermediaries to maintain a record of the transaction of a prescribed nature and value, for a minimum period of __________ and to furnish information to the _____________.

1. 15 years; Financial Intermediary Unit
2. 15 years; Financial Monitoring Unit
3. 10 years; Financial Intelligence Unit
4. 12 years; Financial Laundering Unit

110. AML/KYC guidelines are issued under ____________.

1. Both A and B aboveBR Act
2. 1949PMLA
3. 2002RBI Act

111. The personal ramification of AML non-compliance include ______________. (I) Temporary ban from the financial service industry (II) Forfeiture of property (III) Termination of Employment (IV) Substantial legal fees

1. All of the above
2. Both (II) and (III) above
3. Both (I) and (II) above(II)
4. (III) and (IV) above”;}}

112. As per section 12 and 15 of PMLA and section 51 A of UAPA, The Government of India in consultation with RBI has notified some rules prescribing the procedure and manner of maintaining and reporting information by banks and financial institutions. Which of the following guidelines are not true?

1. Banks should maintain records of all cash transactions of the value more than Rs. 10 Lakhs.
2. The information referred to in Rule 3 of the Maintenance Records Rules 2005 should be furnished quarterly.
3. All of the aboveBanks should maintain records of all the series of cash transactions integrally connected to each other that have been valued below Rs. 10 Lakhs
4. where such series of transactions have taken place within a month.”;}}

113. The PML Act, 2002 has the provision for which of the following activities? (I) Mandating banks to assist tax enforcement authorities (II) Extradition of the accused (III) Acquisition of the tainted money kept outside the country

1. (I)
2. (II) and (III) aboveBoth (II) and (III) above
3. Both (I) and (II) above
4. Both (I) and (III) above

114. What is the type of the Android Package packaging

1. WAR
2. RAR
3. APK
4. JAR

আমাদের কাছে থাকা লক্ষ লক্ষ মডেল টেস্ট থেকে প্রাকটিজের জন্য কিছু এখানে তুলে ধরা হল। প্রতিটি অধ্যায়ের উপরে ইশিখন.কম কুইজ চ্যালেঞ্জ এ আছে শত শত মডেল টেস্ট বার বার মডেল টেস্ট দিয়ে নিজেকে যাচাই কর এবং পুরো বাংলাদেশের সকল শিক্ষার্থীর সাথে আপনার মেধা তালিকা দেখুন। প্রশ্নে কোন প্রকার ভুল থাকলে সঠিক উত্তরসহ নিচে কমেন্ট করে জানাবেন, আমরা ঠিক করে দেবো।